Twenty Years from Now

Wow, it’s weird picturing yourself twenty years in the future, but I love making goals for myself. First off, my job has to be the right one for me. I was thinking about managing hotels, like the Hilton, hotels that are all around the world. I want to be able to travel and see them in person. The money figure doesn’t really matter to me. I just want to have the job that I love, so that it won’t really be like working. Secondly, I want a marriage that will last forever. Looks aren’t really important to me. I want to have a big family, maybe four kids, no more than six. With a big family comes a big house.I don’t want a mansion, but I want a house that feels like home to me, something that I can actually claim as my own. Nothing to flashy, so people think that I have a lot of money, just something that I will feel comfortable with. With a house, you must be able to have a car. I want one minivan, and two really nice cars. Like I said about the house n othing to flashy, but something I am comfortable with in my own skin. One major thing that I know I will worry about in the future is my bank account. The main reason why I don’t want anything that is too flashy is because it can be taken away at any time or destroyed.That is why I want to have nice things, but also have a nice bank account, so that I know that in the future, if I need anything or just in case of an emergency, I have something that I can fall back on. Lastly I want a good health. At eighteen, I am not the healthiest person in the world. But I know I can work on it. With time, I can be a very healthy 38 year old man, with four to six children, an amazing wife, a nice size house, with the cars that I can dream about, and I can’t forget about the family dog. I had a daschund when I was younger name Rufus, and I think my children would love one as well. Twenty Years from Now Wow, it’s weird picturing yourself twenty years in the future, but I love making goals for myself. First off, my job has to be the right one for me. I was thinking about managing hotels, like the Hilton, hotels that are all around the world. I want to be able to travel and see them in person. The money figure doesn’t really matter to me. I just want to have the job that I love, so that it won’t really be like working. Secondly, I want a marriage that will last forever. Looks aren’t really important to me. I want to have a big family, maybe four kids, no more than six. With a big family comes a big house.I don’t want a mansion, but I want a house that feels like home to me, something that I can actually claim as my own. Nothing to flashy, so people think that I have a lot of money, just something that I will feel comfortable with. With a house, you must be able to have a car. I want one minivan, and two really nice cars. Like I said about the house n othing to flashy, but something I am comfortable with in my own skin. One major thing that I know I will worry about in the future is my bank account. The main reason why I don’t want anything that is too flashy is because it can be taken away at any time or destroyed.That is why I want to have nice things, but also have a nice bank account, so that I know that in the future, if I need anything or just in case of an emergency, I have something that I can fall back on. Lastly I want a good health. At eighteen, I am not the healthiest person in the world. But I know I can work on it. With time, I can be a very healthy 38 year old man, with four to six children, an amazing wife, a nice size house, with the cars that I can dream about, and I can’t forget about the family dog. I had a daschund when I was younger name Rufus, and I think my children would love one as well.

What Makes Cotsco the Best Place to Work and Why Research Paper

What Makes Cotsco the Best Place to Work and Why - Research Paper Example Costco operates in an industry which is highly dominated by other players. The sales breakdown structure as per global industry has been represented in figure 1. On the basis of figure 1 it can be denoted that Costco occupies a certain portion of overall sales margin but maximum sales percentage is acquired by Walmart. Global competition is one of the driving forces responsible for shaping organizational environment. Sam’s Club of Walmart effectively competes with Costco. Porter’s five forces model is able to denote certain driving forces prevalent in the industry. Threat of substitutes is strong in this particular industry due to more product features, comparable product line, low prices, low switching costs, etc. There is intense competition prevalent in global retail or wholesale industry but Costco is able to survive through offering better quality products at low prices, addressing growing customer demand, etc. The company is engaged into offering best value and this weakens bargaining power of customers. There is low threat of new entrants in this specific industry because of lump sum investment, well established players and narrow margin for product differentiation. Suppliers usually impose lower bargaining power due to wide array of suppliers and high requirement of bulk quantities. Market saturation is another driving force that is shaping external environment of Costco. The company needs to continuously develop innovative strategies in order to remain competitive in the market place. Increasing costs is also considered to be a driving force since it is enabling substitutes to gain market presence. Costco encompasses an employee base of 195,000. These employees are not citizens of United States but belong to different country and culture. This aspect of workforce diversity is also a driving force since it influences the company to undertake decision suitable for all

Finance Week 2 Essay Example | Topics and Well Written Essays - 500 words

Finance Week 2 - Essay Example I am pleased that we can use a financial calculator to help us, but if I am unsure about the variables then it won’t help me much. For interest rates, I was previously unsure about how they are determined and why they can change so quickly. After going through Chapter 6, however, I now feel like I have a good grasp of it. 2. The financial ratio that I find easiest to understand is the single future cash flow ratio because it is very straightforward and there are no added variables. By that I mean that anyone with only a basic understanding of math would be able to comprehend it because the ratio follows a pattern. The hardest financial ratios to understand are those with multiple future cash flows because the answers can be unpredictable if there is a series of unequal amounts. The cash flow timeline helps me a lot because I can visualize each cash flow in terms of where it comes from and how it influences the overall outcome. The most difficult thing is trying to figure out where the investment problems variables fit into the equation. Once I have the right equation, I can usually solve for the unknown variable because then it just becomes a simple case of math. 3. The financial calculator is both useful and challenging for me at the same time. I like it because it helps me to find the correct answer in a short amount of time. If I have figured out all the variables, then I can simply plug the numbers in and the calculator will spit out the answer. The one problem that I have with it is that I sometimes don’t fully understand why it gave me a certain answer. If I was able to work through the problem step-by-step, then I would have a better understanding of it. 4. I would describe the current level of interest rates as moderately high. Although current inflation is relatively low due to the financial crisis, there is still a lot of risk in the marketplace, and this ensures that

Mahayana Buddhism Essay Example | Topics and Well Written Essays - 500 words

Mahayana Buddhism - Essay Example As the discussion stresses  the popularity that the religion has gained is because of the teachings of the religion that consider human being as an important part. The Bodhisattvas keep compassion and mercy for the people without any self-interest. The Bodhisattva is on the highest level when the mind is in great compassion and emptiness is there. â€Å"Bodhisattvas are enlightened beings who have postponed their own nirvana and chosen to take rebirth in order to serve humanity.†Ã‚  From this paper it is clear that Mahayana is famous because it considers all the human beings equal and is more concerned to universality. Through compassion, it is meant that Bodhisattvas after gaining enlightenment work to transfer this enlightenment to other beings. They regard personal suffering as negligible and give more consideration to universal salvation of all human beings. Because the religion keeps into consideration all the human beings of the earth and is concerned about spiritualit y, compassion and love, therefore, it is popular on a worldwide basis.  Dalai Lama suffered many hardships in his life such as he was forced into exile because of Chinese invasion in Tibet. He is famous in the US because of his recognition as â€Å"a man of peace†.  He has travelled to many parts of the world and spread the message of peace, non-violence and unaggressive behavior due to which, he has also received many awards in the lieu of his preaching of peace and non-violence.

E-CRM Platform Design and Implementation Coursework

E-CRM Platform Design and Implementation - Coursework Example In many parts of the globe, use of internet or web-based sites to purchase or sell products or services is gaining momentum. For instance, there are many online retail businesses such as e-bookselling, e-tourism, e-fashion sale, and even e-transport. As the issue of online retailing becomes live in the 21st century, there is another issue of electronic customer relationship management (e-CRM) that key stakeholders have to grapple with. As a result, there is popular view that success of online retailing will result from effective establishment and implementation of e-CRM platform tools (Reponen 2003). Online retail industry Online retailing is a sector that many predictions points to its robust growth. The growth is associated with increasing use of computers in many aspects of the economy and the increasing social networking that is web-based. Heinemann and Schwarzl (2010) observe that the increasing utilization of the internet by many people across the world as an information portal and the subsequent movement of people to social relationships using the Web are likely to see growth of online retail. At the same time, in 2003, research by Forrester Research Group ascertained that, online retail was to grow from $95.7 million in 2003 to $229.9 billion by the year 2008 (Krishnamurthy, 2006). Further, online retail was to account for 10% of total USA retail sales by 2008, with recent figures indicating this figures have increased (Krishnamurthy 2006). As a result, e-CRM in online retailing has become an issue that stakeholders with future sustainability growth strategy cannot ignore or undervalue. As competition in online retail sector increase due to promising prospects and little start-up capital, the need for effective and functional e-CRM platforms and tools is important for stakeholders keen to build long-term growth strategy in the sector. Stakeholders in online retailing have to effectively serve the huge promising market base and it is from this, electroni c CRM constitute an area companies in the sector need to invest heavily. In this sphere, there is need for stakeholders to initiate longer attention to its visitors and subsequently establish and foster positive relationship, which is likely to impact growth and revenues in the sector. Dissatisfaction in online retailing by customers has been identified to exist despite growth being witnessed (Krishnamurthy, 2006). Due to this, it has been established that some customers have being switching to other channels while others have drastically reduced their purchasing experiences online (Krishnamurthy, 2006). Dissatisfaction among customers has been associated with lack of transaction completion and the slow pace of companies to rectify this. More so, attention to customers and visitors is perceived to lack vigor and this has led to untimely meeting of customer needs, response to queries is poor and the larger feedback process is poorly managed. What online retail companies need to know is that customer retention and loyalty is paramount (Lee-Kelley, Gilbert and Mannicom, 2003), where the two aspects have been associated with influencing company revenues positively (Krishnamurthy, 2006). Customer loyalty arises from the aspect of customer experiencing value for the product or service consumed and satisfaction derived thereafter (Lee-Kelley,

Openig up a business Essay Example | Topics and Well Written Essays - 500 words

Openig up a business - Essay Example In addition, the word limited should be included at the end of the company name. Some states prohibit the use of some names like insurance and banks (Clifford & Ralph 3). There is filing of the articles of association defines the rule governing the company and the outsider. The article of association contains information like the name, location and address of the company. Any fees charged should be paid. There is also creation of the company operating agreement that defines the rights and responsibilities of members. The agreement outlines members voting power, interest within the business and rules of holding a meeting. This entails the publication of notice in the newspaper to the intent of forming LLC. However, this requirement is needed by few states. The last step involves obtaining licenses and permits which are required for the business, to start operating for example, tax registration certificates. Upon completion of this step, the business is official (Clifford & Ralph 5). There is a reduction of paper work because tedious meetings undertaken by corporations are not needed in LLC. Quarterly and board meetings are needed, and this helps to cut down operation cost (Clifford & Ralph 6). Furthermore, members share profit as they wish since there are no restrictions in sharing profits. They contribute different capital proportions and equity; as a result, the members have to define who earn what share of profit or loss. There is flexibility in the management of public limited companies as they can be run by the owners, or even managers; as opposed to corporations that are managed by a board of directors. High formation expenses are required to cater for the formation of article of association and the registration fees. Publication of notice of intent to form a limited company also adds to this cost. Transfer of ownership is difficult as opposed to corporate entities. Within corporations share may be sold to increase ownership but this is impossible with

Historic tenets of urban planning Essay Example for Free

Historic tenets of urban planning Essay The Third World Cities have seen extra- ordinary growth in their urban expansion since 1950. The world 10 most populous cities are located in the third world countries. The urbanization has changed the way of life for the people living there. On one side these megacities have become economic giant for their countries, on other they have also created problems such as disease, congested traffic, pollution and sacristy of resources with a huge gap among haves and have not. As these cities are unplanned and this urbanization is a sudden experience, it is natural for the Third world countries to be surrounded by these surmounting troubles, unless they choose the way out. Historic tenets of urban planning The evidence of urban planning can be found the ancient cultures such as Roman and Greek cities and in ancient cities in India and Egypt as well. The Indus civilization in Pakistan is recognized as the first civilization to have a completely developed urban planning. In 2600 BC, before the arrival of Harapa and Mojodharo, the small towns grew into bigger towns and eventually became cities with thousands of people living in. These people did not have agricultural society as their cities depicts, showing a homogenous culture, however diapered suddenly from the course of history with their cities still intact. These cities are well planned and follow a consistent design, which clearly shows that they were built according to a conscious plan, and is considered the first developed urban plan. Similarly the Romans used to built their cities according to a proper city plan, with military and civil defense and many European cities still appear to follow that pattern. In their plan, the city has a central plaza or market, which is surrounded by streets and walls with short cuts to cut the time short for pedestrians and often the city, has river or stream in the center to provide water and carry sewage out of the city (Crouch, 2003) During the last two hundred years the Western world urban planning has gone through extensive changes in its planning and design. In the industrial age, the control of the city was held by the wealthy few, while the rest of the population lived in slums and sewage. In the 20th century a movement started to change this urban structure and to provide healthy environment to its people. Thus arose the concept of garden city, which were small in size but were basically model towns with few thousand people. In the early 1920s the concept of modern city emerges, such as Paris but they were destroyed during World Wars (Gaffikin, 1999). It was only after WWII that the new cities started to take shape place, however it was not until 1970s, that cheap block construction created an easy and efficient way of creating new buildings. The main objective of the concept of modern planning is to regulate the building activities and set the limits on building and neighborhoods. According to Hopkins (2001) the postmodern planning is composed of the following essential elements: Aesthetics Planning In postmodern urban plans, the most essential element is taking aesthetics more seriously, which meant to add beauty to homes and building. The important aspect of a city planning is zoning, maximizing and managing the use of land and pace of urban development. Safety The houses in modern urban plans are designed to incorporate well with existing municipal services. The cities extreme zones are planned in a way that such dangers can be defused and houses in such areas are equipped with emergency operation and secure evacuation centers. Transport Planning A good urban plan has well developed transport system which cater to the needs of it commuters. Good transport system avoids traffic congestions and effectively carries commuters into different parts of the city without hassle. And automobiles in a city are well suited it meets its requirement, such as spacious roads and parking lanes, which can handle traffic in rush hours. Effective Sub-urban Planning A successful urban plan brings benefit to larger city area by making the towns and urban environment spacious. Planning and the environment In advanced urban or village planning models, taking care of ecology is inevitable. The modern urban planning includes pastures and gardens to keep natural environment consistent with the city.